The recommended way to get the cheapest auto insurance rates in Fort Wayne is to start doing an annual price comparison from different companies who sell insurance in Indiana. This can be done by following these guidelines.
- First, try to learn about individual coverages and the changes you can make to prevent rate increases. Many things that result in higher rates such as multiple speeding tickets and a substandard credit score can be improved by paying attention to minor details.
- Second, request price quotes from direct, independent, and exclusive agents. Exclusive agents and direct companies can provide rates from one company like GEICO and State Farm, while agents who are independent can provide rate quotes from multiple sources.
- Third, compare the new quotes to your existing coverage to see if a cheaper price is available. If you find better rates and make a switch, make sure coverage does not lapse between policies.
- Fourth, provide adequate notice to your current company of your intent to cancel your current coverage. Submit a down payment along with a completed application to the new company. Immediately upon receiving it, store the certificate of insurance along with your vehicle registration.
A crucial key to this process is to use the same amount of coverage on each quote and and to look at all possible companies. This guarantees an apples-to-apples comparison and the best rate selection.
Smart shoppers know that auto insurance companies want to prevent you from shopping around. Consumers who shop rates annually are highly likely to move their business because of the high probability of finding more affordable rates. A recent study showed that people who made a habit of comparing rates saved approximately $72 a month compared to other drivers who never shopped around for cheaper prices.
If finding budget-friendly rates on insurance in Fort Wayne is why you’re here, knowing the best way to compare coverage rates can help make the process easier.
Free Fort Wayne Mitsubishi Outlander insurance price quotes
The providers in the list below offer price quotes in Indiana. If your goal is to find cheaper auto insurance in Fort Wayne, it’s a good idea that you compare several of them to get a more complete price comparison.
Mitsubishi Outlander detailed coverage information
The rate information below covers detailed analysis of rate quotes for Mitsubishi Outlander models. Having knowledge of how car insurance premiums are formulated can help customers make decisions on which insurance to purchase.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Outlander ES 2WD | $148 | $282 | $322 | $20 | $96 | $868 | $72 |
| Outlander SE 4WD | $148 | $282 | $322 | $20 | $96 | $868 | $72 |
| Outlander SE 4WD | $148 | $282 | $322 | $20 | $96 | $868 | $72 |
| Outlander SE 2WD | $148 | $282 | $322 | $20 | $96 | $868 | $72 |
| Outlander SE 2WD | $148 | $282 | $322 | $20 | $96 | $868 | $72 |
| Outlander ES 4WD | $148 | $282 | $322 | $20 | $96 | $868 | $72 |
| Outlander XLS 2WD | $168 | $334 | $322 | $20 | $96 | $940 | $78 |
| Outlander XLS 4WD | $168 | $334 | $322 | $20 | $96 | $940 | $78 |
| Outlander GT-S AWC 4WD | $168 | $334 | $322 | $20 | $96 | $940 | $78 |
| Outlander GT-S AWC 4WD | $168 | $334 | $322 | $20 | $96 | $940 | $78 |
| Get Your Own Custom Quote Go | |||||||
Data based on single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Indiana minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, multi-policy, and safe-driver. Table data does not factor in specific location which can affect auto insurance rates substantially.
Cautious Fort Wayne drivers save money
The information below shows how speeding tickets and at-fault collisions can affect Mitsubishi Outlander car insurance costs for different age groups. The costs are based on a married female driver, comp and collision included, $500 deductibles, and no policy discounts are applied.
Exclusive and independent insurance agencies
Certain consumers would rather get advice from a local agent and there is nothing wrong with that. Most agents are trained to spot inefficiencies and will help you if you have claims. A nice benefit of getting free rate quotes online is that drivers can save money and get the best rates and still have a local agent. Putting coverage with local agencies is important especially in Fort Wayne.
By using this short form, the coverage information is emailed to insurance agents in Fort Wayne that can provide free Fort Wayne car insurance quotes to get your business. You never need to visit any agencies due to the fact that quote results will go directly to your email. If you need to compare prices for a specific company, you just need to go to their quote page and complete a quote there.
Different types of Fort Wayne auto insurance agents
When finding a reputable agency, it’s helpful to know the types of agencies and how they operate. Insurance agencies in Fort Wayne may be either independent agents or exclusive agents. Both can handle auto insurance, but we need to point out the difference in the companies they write for because it may have an impact on your selection of an agent.
Independent Agents
Agents in the independent channel are not restricted to one company and that gives them the ability to insure with many different companies and find you the best rates. If premiums increase, they can switch companies in-house without you having to go to a different agency.
When comparing rate quotes, you definitely need to get quotes from several independent agencies to have the best price comparison.
Featured below is a short list of independent agents in Fort Wayne who can help you get comparison quotes.
Sourceone Group
6628 Constitution Dr – Fort Wayne, IN 46804 – (260) 436-3544 – View Map
Traxler Insurance Agency
10729 Coldwater Rd #100 – Fort Wayne, IN 46845 – (260) 494-9035 – View Map
PMG Agency
3711 Rupp Dr #103 – Fort Wayne, IN 46835 – (260) 436-9669 – View Map
Exclusive Insurance Agents
These type of agents can usually just insure with one company like American Family, State Farm, and Allstate. They generally cannot give you multiple price quotes so it’s a take it or leave it situation. Exclusive insurance agents are highly trained on their company’s products and that can be a competitive advantage.
Below are exclusive insurance agents in Fort Wayne that can give you rate quotes.
Allstate Insurance: Darren Vogt
5830 E State Blvd – Fort Wayne, IN 46815 – (260) 493-3507 – View Map
W.C. Starks – State Farm Insurance Agent
3818 S Calhoun St – Fort Wayne, IN 46807 – (260) 744-4357 – View Map
Allstate Insurance: Steven Westrick
8938 Lima Rd Suite R – Fort Wayne, IN 46818 – (260) 489-3977 – View Map
Picking a insurance agent is decision based upon more than just the quoted price. Here are some questions you might want to ask.
- Do they make recommendations based only on price?
- Do they have any clout with companies to ensure a fair claim settlement?
- Do they have designations such as AIC, CPCU, or CIC?
- Where are claims handled?
- Is the quote a firm price?
- How long has their agency been in business in Fort Wayne?
Best car insurance in Indiana
Ending up with the right insurance provider is hard considering how many companies provide coverage in Indiana. The company rank data shown below could help you select which insurers you want to consider putting your business with.
Top 10 Fort Wayne Car Insurance Companies Ranked by Value
- USAA
- GEICO
- AAA Insurance
- Erie Insurance
- State Farm
- Liberty Mutual
- Safeco Insurance
- Allstate
- 21st Century
- Travelers
Top 10 Fort Wayne Car Insurance Companies Ranked by Claims Service
- Progressive
- Travelers
- Liberty Mutual
- Nationwide
- USAA
- GEICO
- AAA Insurance
- Safeco Insurance
- Esurance
- The General